Let bank feeds be more than 90 days, when a bookkeeper or accountant does work for a client it could be more than 90 days before they can have time to deal with bank feed transactions. It seems counterproductive that you have to import via csv anything before 90 days and then bank feed the others. Note that Sage cloud/Xero/Quickbooks has all transactions not yet dealt with in their bank feeds and does not restrict on dates.