payments from Iris Pay should not take 3-5 days to get to me. I can accept payments over my website, which are handled by PayPal and I can get those in my account the same day
3-5 days is the standard timeframe for Card payments given there are multiple financial institutions involved. Part of this process involves check for fraud and other areas of risk.
What can I do to maximise being paid early?
Request a payment early in the week rather than late to avoid a delay over the weekend
2. Request payment using Open Banking - you get paid immediately