Lots of people don't want to submit their VAT returns directly from Kashflow. There are many reasons why the Kashflow data might need adding to/amending before submission (in my case because I only use Kashflow for my sales ledger, but it might be because of Group registration, or partial exemption, or an applications-for-payment system or whatever). I generate the return in Kashflow (in my case, outputs only) then download it to Excel before adding to it and submitting to HMRC through an Excel plug-in. At the moment, the only way I can finalise a return is by ticking that I'm below the MTD threshold (which I'm not). I'm concerned that this option might be removed once MTD is compulsory for everyone. I'd suggest/request that an option be left to generate and close off returns without having to submit them to HMRC through Kashflow.