As new user of Kashflow and an accountant encouraging clients to use it, being able to do manual regular backups is essential.  A back up before running a year end, or VAT reconciliation, or before making adjustments so that should something go wrong, the back up can be restored.  Especially helpful if you are using Kashflow for the first time or training clients on Kashflow.  A monthly one doesn't help if you have a computer breakdown nearly a month after your last automatic backup after entering nearly a month's worth of information.  It should be possible to back up regularly yourself not relying on Kashflow.